Monthly Budget Calculator

Plan your monthly budget using the popular 50/30/20 rule: 50% needs, 30% wants, 20% savings.

💵 Monthly Income

Monthly Take-Home Income ($)

🏠 Needs (50%) - Essentials

Rent/Mortgage ($) Utilities (Electric, Water, Gas) ($) Groceries ($) Transportation (Car, Gas, Transit) ($) Insurance (Health, Auto, Life) ($) Other Needs ($)

🎉 Wants (30%) - Non-Essentials

Dining Out & Entertainment ($) Shopping & Hobbies ($) Subscriptions (Streaming, Gym, etc.) ($) Other Wants ($)

💰 Savings & Debt (20%)

Savings & Investments ($) Debt Payments ($)

Your budget analysis will appear here.

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📊 The 50/30/20 Budgeting Rule

• 50% Needs: Essential expenses (rent, utilities, groceries, insurance)
• 30% Wants: Non-essential spending (dining, entertainment, hobbies)
• 20% Savings & Debt: Emergency fund, retirement, debt repayment

Note: This is a guideline. Adjust based on your personal situation and goals.